1.9% intro APR for purchases!
The intro APR applies for two or three billing periods after account opening, depending on account type; scroll down for important terms & conditions.
Approval in 30 seconds!
Just fill out a simple online application and you’ll be on your way to getting the best credit card deal this year! Subject to verification.
The most intelligent card!
The getsmart Visa has an embedded smart chip giving you all the latest in technology right in your wallet or purse.
Zero liability for unauthorized use!
If your card is ever lost or stolen you have zero liability for any purchases or cash advances you didn’t make. It’s the peace of mind you deserve from a credit card.

Apply today to take advantage of this great offer because it may not be repeated again!!!!
Important Terms & Conditions
When you complete and submit your application, you will be considered for the following four accounts issued by Providian National Bank: GetSmart Visa® Platinum, GetSmart Visa Gold Prestige, GetSmart Visa Gold Preferred and GetSmart Visa Classic. The specific account type you receive, if any, will be based on information you provide and/or information contained in your credit report. To view the terms for each account: either scroll down or click on the links below.